--- title: "What Is the Warm Homes Fund? Loans for Solar & Heat Pumps | Alliant Energy" description: "The Warm Homes Fund offers low-interest loans for solar, batteries and heat pumps. Here's what we know so far about eligibility, loan values and when it launches." lang: en json-ld: | [ { "@context": "https://schema.org", "@graph": [ { "@type": [ "Organization", "LocalBusiness", "ProfessionalService" ], "@id": "https://alliantenergy.co.uk/#organization", "name": "Alliant Energy Ltd", "alternateName": "Alliant Energy", "legalName": "Alliant Energy Ltd", "url": "https://alliantenergy.co.uk", "logo": { "@type": "ImageObject", "url": "https://alliantenergy.co.uk/logo.png", "width": 320, "height": 80 }, "image": "https://alliantenergy.co.uk/og-default.jpg", "description": "MCS-registered renewable energy specialists installing solar PV, battery storage, EV charging and air source heat pumps for UK homes and businesses across the North West. ISO 9001, 14001 and 45001 certified. TrustMark and NAPIT registered.", "telephone": "+441282501589", "email": "info@alliantenergy.co.uk", "address": { "@type": "PostalAddress", "streetAddress": "Unit 214 Northlight Industries, Pendle Road, Brierfield", "addressLocality": "Nelson", "addressRegion": "Lancashire", "postalCode": "BB9 5FL", "addressCountry": "GB" }, "geo": { "@type": "GeoCoordinates", "latitude": 53.824275, "longitude": -2.2371012 }, "hasMap": "https://maps.google.com/?cid=12149377311066770099", "identifier": [ { "@type": "PropertyValue", "name": "Google Place ID", "value": "ChIJyVF7YdmRe0gRs0pTVEtCm6g" }, { "@type": "PropertyValue", "name": "Google CID", "value": "12149377311066770099" } ], "openingHoursSpecification": [ { "@type": "OpeningHoursSpecification", "dayOfWeek": [ "Monday", "Tuesday", "Wednesday", "Thursday", "Friday", "Saturday" ], "opens": "09:00", "closes": "17:00" } ], "priceRange": "££", "currenciesAccepted": "GBP", "hasCredential": [ { "@type": "EducationalOccupationalCredential", "name": "MCS Certification", "credentialCategory": "certification", "description": "Microgeneration Certification Scheme — qualifies installations for Smart Export Guarantee and government grant eligibility", "recognizedBy": { "@type": "Organization", "name": "Microgeneration Certification Scheme", "url": "https://mcscertified.com" } }, { "@type": "EducationalOccupationalCredential", "name": "TrustMark — Government Endorsed Quality", "credentialCategory": "certification", "description": "Government-endorsed quality scheme for tradespeople working in and around the home", "recognizedBy": { "@type": "Organization", "name": "TrustMark", "url": "https://www.trustmark.org.uk" } }, { "@type": "EducationalOccupationalCredential", "name": "NAPIT Registration", "credentialCategory": "certification", "description": "National Association of Professional Inspectors and Testers — approved electrical and renewable energy installer", "recognizedBy": { "@type": "Organization", "name": "NAPIT", "url": "https://www.napit.org.uk" } }, { "@type": "EducationalOccupationalCredential", "name": "RECC — Renewable Energy Consumer Code", "credentialCategory": "certification", "description": "Renewable Energy Consumer Code — consumer protection for renewable energy installations", "recognizedBy": { "@type": "Organization", "name": "Renewable Energy Consumer Code", "url": "https://www.recc.org.uk" } }, { "@type": "EducationalOccupationalCredential", "name": "NICEIC Approved", "credentialCategory": "certification", "description": "NICEIC-approved electrical contractor", "recognizedBy": { "@type": "Organization", "name": "NICEIC", "url": "https://www.niceic.com" } }, { "@type": "EducationalOccupationalCredential", "name": "ISO 9001 — Quality Management", "credentialCategory": "certification", "description": "ISO 9001 Quality Management System certification — Citation ISO Certification", "recognizedBy": { "@type": "Organization", "name": "Citation ISO Certification", "url": "https://www.citation.co.uk" } }, { "@type": "EducationalOccupationalCredential", "name": "ISO 14001 — Environmental Management", "credentialCategory": "certification", "description": "ISO 14001 Environmental Management System certification — Citation ISO Certification", "recognizedBy": { "@type": "Organization", "name": "Citation ISO Certification", "url": "https://www.citation.co.uk" } }, { "@type": "EducationalOccupationalCredential", "name": "ISO 45001 — Occupational Health & Safety", "credentialCategory": "certification", "description": "ISO 45001 Occupational Health and Safety Management System — Citation ISO Certification", "recognizedBy": { "@type": "Organization", "name": "Citation ISO Certification", "url": "https://www.citation.co.uk" } } ], "areaServed": [ { "@type": "AdministrativeArea", "name": "Lancashire" }, { "@type": "AdministrativeArea", "name": "Greater Manchester" }, { "@type": "AdministrativeArea", "name": "Merseyside" }, { "@type": "AdministrativeArea", "name": "Cheshire" }, { "@type": "City", "name": "Nelson" }, { "@type": "City", "name": "Burnley" }, { "@type": "City", "name": "Blackburn" }, { "@type": "City", "name": "Blackpool" }, { "@type": "City", "name": "Preston" }, { "@type": "City", "name": "Lancaster" }, { "@type": "City", "name": "Accrington" }, { "@type": "City", "name": "Chorley" }, { "@type": "City", "name": "Manchester" }, { "@type": "City", "name": "Bolton" }, { "@type": "City", "name": "Wigan" }, { "@type": "City", "name": "Oldham" }, { "@type": "City", "name": "Rochdale" }, { "@type": "City", "name": "Stockport" }, { "@type": "City", "name": "Altrincham" }, { "@type": "City", "name": "Liverpool" }, { "@type": "City", "name": "Southport" }, { "@type": "City", "name": "St Helens" }, { "@type": "City", "name": "Warrington" }, { "@type": "City", "name": "Chester" }, { "@type": "City", "name": "Crewe" }, { "@type": "City", "name": "Macclesfield" }, { "@type": "City", "name": "Knutsford" }, { "@type": "City", "name": "Wilmslow" }, { "@type": "City", "name": "Wirral" } ], "knowsAbout": [ "Solar Panel Installation", "Commercial Solar PV", "Battery Storage Systems", "Air Source Heat Pumps", "EV Charging Installation", "Smart Export Guarantee", "MCS Certification", "Renewable Energy", "Energy Saving" ], "sameAs": [ "https://maps.google.com/?cid=12149377311066770099", "https://mcscertified.com/find-an-installer/", "https://www.trustmark.org.uk/find-a-tradesperson/" ] }, { "@type": "WebSite", "@id": "https://alliantenergy.co.uk/#website", "url": "https://alliantenergy.co.uk", "name": "Alliant Energy", "inLanguage": "en-GB", "publisher": { "@id": "https://alliantenergy.co.uk/#organization" } } ] }, { "@context": "https://schema.org", "@type": "Article", "headline": "What Is the Warm Homes Fund? Low-Interest Loans for Solar Explained", "description": "The Warm Homes Fund offers low-interest loans for solar, batteries and heat pumps. Here's what we know so far about eligibility, loan values and when it launches.", "image": "/assets/grants-D3CQf_ef.jpg", "author": { "@type": "Organization", "name": "Alliant Energy" }, "publisher": { "@type": "Organization", "name": "Alliant Energy", "logo": { "@type": "ImageObject", "url": "https://alliantenergy.co.uk/logo.png" } }, "mainEntityOfPage": { "@type": "WebPage", "@id": "https://alliantenergy.co.uk/guides/warm-homes-fund-loans-solar" } }, { "@context": "https://schema.org", "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://alliantenergy.co.uk/" }, { "@type": "ListItem", "position": 2, "name": "Guides", "item": "https://alliantenergy.co.uk/guides" }, { "@type": "ListItem", "position": 3, "name": "Warm Homes Fund Loans Solar", "item": "https://alliantenergy.co.uk/guides/warm-homes-fund-loans-solar" } ] }, { "@context": "https://schema.org", "@type": "Article", "headline": "What Is the Warm Homes Fund? Low-Interest Loans for Solar Explained", "description": "A proposed £5 billion low- or zero-interest loan scheme for households who don't qualify for the grant but still want to upgrade. Here's what we know as of May 2026.", "image": "https://alliantenergy.co.uk/assets/grants-D3CQf_ef.jpg", "author": { "@type": "Person", "name": "Alliant Energy Team", "url": "https://alliantenergy.co.uk/about" }, "reviewedBy": { "@type": "Person", "name": "MCS Registered Engineer", "jobTitle": "MCS Registered Engineer" }, "publisher": { "@type": "Organization", "name": "Alliant Energy", "url": "https://alliantenergy.co.uk", "logo": { "@type": "ImageObject", "url": "https://alliantenergy.co.uk/logo.png" } }, "datePublished": "2026-01-15", "dateModified": "2026-05-19" }, { "@context": "https://schema.org", "@type": "FAQPage", "mainEntity": [ { "@type": "Question", "name": "Has the Warm Homes Fund launched yet?", "acceptedAnswer": { "@type": "Answer", "text": "Not as of May 2026. The government confirmed the £5bn fund but eligibility criteria and launch dates were still being finalised." } }, { "@type": "Question", "name": "Is the Warm Homes Fund a grant or a loan?", "acceptedAnswer": { "@type": "Answer", "text": "A loan. Unlike the Warm Homes Local Grant, the fund must be repaid — though at low or zero interest. The WH:LG is a grant with no repayment requirement." } }, { "@type": "Question", "name": "Can I get the Warm Homes Fund and the Warm Homes Local Grant?", "acceptedAnswer": { "@type": "Answer", "text": "Likely not for the same measures. The fund appears designed for households who don't qualify for the grant. Check your grant eligibility first." } } ] } ] --- [![Alliant Energy — Renewable Energy Solutions](/__l5e/assets-v1/3bd22195-cc6e-43e6-b5ff-5a808ce292d3/alliantenergyltd-2.svg)](/) [Home](/)[About](/about-us) [Services](/services) [Guides](/guides)[Case Studies](/case-study)[![Levelise](/__l5e/assets-v1/59fd362e-361a-47d7-ad1f-65e9beeb5289/levelise-logo.webp)](/guides/levelise-hub-explained) [01282 501589](tel:01282501589)[Get a Quote →](/quote) Warm Homes Plan · Loans # What Is the Warm Homes Fund? Low-Interest Loans for Solar Explained A proposed £5 billion low- or zero-interest loan scheme for households who don't qualify for the grant but still want to upgrade. Here's what we know as of May 2026. By **Alliant Energy Team**· reviewed by MCS Registered Engineer Last updated 19 May 2026 [Check eligibility](/request-callback) [Call 01282 501589](/contact) On this page - [What is the Warm Homes Fund?](#what) - [vs the Warm Homes Local Grant](#vs-grant) - [Who is it for?](#for-who) - [What it covers](#covers) - [What to do now](#now) - [FAQ](#faq) Ready to act? Free quote in one working day. [Get a Quote →](/quote) The Warm Homes Fund is the third strand of the government's Warm Homes Plan — a £5 billion loan fund for households who want to upgrade their home's energy efficiency but don't qualify for the grant. Pair this with our [solar panel installation](/services/solar) service. Status — May 2026 The Warm Homes Fund had not yet launched. Eligibility criteria and loan terms were still being confirmed. This article reflects best available information — we'll update when the scheme opens. ## What is the Warm Homes Fund? A proposed £5 billion low- or zero-interest loan scheme that will allow households to finance solar panels, battery storage, insulation and heat pumps without an upfront capital outlay. Unlike the WH:LG, the fund is expected to be available to a wider income range — households who earn too much to qualify for the grant but still find upfront costs prohibitive. ## How is it different from the Warm Homes Local Grant? Warm Homes Local Grant Warm Homes Fund (loans) Type Grant — no repayment Loan — repaid over time Income condition ≤£36,000 Income-tested (TBC) EPC condition D–G TBC Amount Up to £30,000 TBC — expected £5,000–£20,000 Repayment None Low/zero interest — terms TBC Status (May 2026) Live Not yet open ## Who is the Warm Homes Fund likely to be for? Based on government announcements, the fund is aimed at the 'squeezed middle' — households who don't qualify for the income-based grant but can't easily fund a £6,000–£15,000 home energy upgrade from savings. It's intended to remove the capital barrier while ensuring the improvement is financially self-sustaining through bill savings. ## What can you use the Warm Homes Fund for? - Solar photovoltaic panels - Battery storage - Air source heat pumps - Insulation The loan would be repaid from energy bill savings, potentially through a mechanism linked to the property's energy account — similar to the pay-as-you-save model of the old Green Deal. Interest rates expected to be significantly below commercial rates. ### Don't wait for the Warm Homes Fund Check your grant eligibility now — many households qualify who think they don't. [Request a callback](/request-callback) [Check eligibility](/guides/warm-homes-plan-eligibility-2026) ## What should I do now? ### Option 1 — Check whether you qualify for the grant Many households who think they earn too much actually fall within the £36,000 threshold when all incomes are assessed. Alliant Energy offers a free eligibility check on 01282 501589. ### Option 2 — Consider private solar now Alliant's packages start at £5,999 and include battery storage as standard. With energy bill savings, the payback period is 8–12 years. ## Frequently asked questions ### Has the Warm Homes Fund launched yet? Not as of May 2026. The government confirmed the £5bn fund but eligibility criteria and launch dates were still being finalised. ### Is the Warm Homes Fund a grant or a loan? A loan. Unlike the Warm Homes Local Grant, the fund must be repaid — though at low or zero interest. The WH:LG is a grant with no repayment requirement. ### Can I get the Warm Homes Fund and the Warm Homes Local Grant? Likely not for the same measures. The fund appears designed for households who don't qualify for the grant. Check your grant eligibility first. Related Warm Homes Plan guides - [Check your grant eligibility ](/guides/warm-homes-plan-eligibility-2026) - [What is the Warm Homes Plan? ](/guides/what-is-the-warm-homes-plan) - [solar ](/guides/zero-vat-solar-panels-march-2027) Three ways to get started ## Ready to find out what solar saves you? Get a tailored quote in one working day. No obligation. No hard sell. Speak to a renewable energy engineer — not a salesperson — at a time that suits you. [Get a Quote → ](/quote) [Request a Callback →](/request-callback) [Download Brochure →](/brochure) Accreditations ## Certified, registered, and insured. Every time. MCS certification isn't a box-ticking exercise — it qualifies your system for Smart Export Guarantee payments and government grants. Our installers are also NICEIC-approved and TrustMark-registered, and every install is fully insured. ![Citation ISO Certification: ISO 9001 quality management, ISO 14001 environmental management and ISO 45001 occupational health and safety](/__l5e/assets-v1/180183cd-e6fd-4b0a-984c-83e6a41390d7/accreditations-iso.jpg) ![Alliant Energy — Renewable Energy Solutions](/assets/logo-IFrgP5Dc.png) Renewable energy & energy-saving specialists. MCS-registered solar PV, battery storage, heat pumps and EV charging across the UK. #### Quick Links - [Home](/) - [About Us](/about-us) - [Services](/services) - [Case Studies](/case-study) - [Areas We Cover](/solar-panel-quotes-north-west) - [Contact](/contact) - [Privacy Policy](/privacy) - [Terms & Conditions](/terms) #### Services - [Solar for Homes](/services/solar) - [Commercial Solar](/services/commercial-solar) - [Battery Storage](/services/battery-storage) - [Air Source Heat Pumps](/services/heat-pumps) - [EV Charging](/services/ev-charging) - [Energy Saving Advice](/services/energy-saving-advice) #### Contact - [01282 501589](tel:01282501589) - [info@alliantenergy.co.uk](mailto:info@alliantenergy.co.uk) - Unit 214 Northlight Industries, Pendle Road, Brierfield, Nelson BB9 5FL [Get a Quote](/quote)[Brochure](/brochure) Alliant Energy Ltd is an Introducer Appointed Representative (Financial Services Register No. 1020779) of Phoenix Financial Consultants Limited (Phoenix). Phoenix is a credit broker, not a lender. Phoenix is authorised and regulated by the Financial Conduct Authority (FRN: 539195), and offers finance from its panel of lenders. All finance subject to status and credit checks. © 2026 Alliant Energy Ltd. All rights reserved. [Privacy Policy](/privacy)[Terms & Conditions](/terms) MCS Registered · TrustMark · NICEIC [Chat with AI](/chat) [Call back](/request-callback) [Get a Quote](/quote) [Get a Brochure](/brochure) [Get a Quote](/quote) [Chat with AI](/chat)